Credit score reports

Some of these "imposter" sites direct you to other sites that try to sell credit score reports you something or credit score reports collect your personal information.

Annualcreditreport.com and the nationwide consumer reporting companies will not send you an e-mail asking for your personal information. If you get an e-mail, see a pop-up ad, or get a phone call from someone claiming to be from annualcreditreport.com or any of the three nationwide consumer reporting companies, do not reply or click on any link in the message.

Forward any such e-mail to the FTC at spam@uce.gov. What information do I need to provide to get my free report? A: You need to provide your name, address, Social Security number, and date of birth. credit monitoring If credit score reports you have moved in the last two years, you may have to provide your previous address. To maintain the security of your file, each nationwide consumer reporting company may ask you for some information that only you would know, like the amount of your monthly mortgage payment. Each company may ask you for different information because the information each has in your file may come from different sources. Why do I want a copy of my credit report? A: Your credit report has information that affects whether you can get a loan - and how much you credit score reports will have to pay to borrow money. free credit report and You want a copy of your credit report to:

make sure the information is credit score reports accurate, complete, and up-to-date before you apply for a loan for a major purchase like a house or car, buy insurance, or apply for a job.

That's when someone uses your personal information - like your name, your Social Security number, or your credit card number - to commit fraud. Identity thieves may use your information to open a new credit card account in your name. Then, when they don't pay the bills, the credit score reports delinquent account is reported on your credit report.

Inaccurate information like that could affect your credit score reports ability to get credit, insurance, or even a job. view credit reports

How long does it take to get my report after I order it? A: If you request your report online at annualcreditreport.com, you should be able to access it immediately.