My credit Oklahoma

Experian and TransUnion use proprietary formulas; Equifax uses FICO scores." The Consumer Federation of America/Fair Isaac pamphlet "YOUR CREDIT SCORES" describes the annualcreditreport.com credit scores by their respective my credit Oklahoma scales: FICO score via Equifax: 300850 Experian score: my credit Oklahoma 330830 [that's the my credit Oklahoma PLUS score, not a FICO] TransUnion score: 150934 [the TransUnion Score, not a FICO] The date on that document is 2005. In a November 30, 2004 story, a writer at the San Francisco Chronicle reported, "For $5, Experian offers its own Plus credit score." Summit Credit Union in Madison created an extremely instructive and detailed document on March 4, 2005. They made screenshots of the annualcreditreport.my credit Oklahoma com ordering process. free online credit reports See the TransUnion disclaimer on page 19: "Note: Our Credit Score may my credit Oklahoma not use the same credit scoring model used by a lender when my credit Oklahoma making a lending decision." That's their my credit Oklahoma way of saying that the score is not my credit Oklahoma a FICO. Another way that they say it is on page 21, my credit Oklahoma where the scale my credit Oklahoma of the score is delineated as 400-925. TransUnion, if you would like to clear things up my credit Oklahoma for the record, write. commercial credit reports Your email will be published right here, on this page. TransUnion's (fka Trans Union) cat-and mouse game goes all the way back to 1999, when all my credit Oklahoma three CRAs' representative asked the oh-so compelling question, "Well, again, what scores?"!!?! Equifax cleaned TUC's and EXP's clocks by being first with a FICO score (my credit Oklahoma BEACON). The question was disingenuous at the time, and a harbinger of the shell games TransUnion and Experian have played ever since.

Congress: Who-- in their right mind-- would go to the trouble of getting their credit report, and then not get their FICO score? Free credit reports were the best thing that ever happened to the credit bureaus. Certainly, the FACT Act amendment to the FCRA (subsection 609(f)) will settle that one. credit report online On December 4, 2003, the President signed into law the Fair and Accurate Credit Transactions Act of 2003. Eleven months later, on 11/8/04, in the Federal Register, the FTC solicited my credit Oklahoma comments. The FTC's own press release said the law directed it to develop a "'fair and reasonable' fee for credit bureaus to charge consumers for a copy of their credit score beginning December 1, 2004," less than a month after soliciting comments.